May 7th, 2007

When buying a 3rd investment property utilizing bank and government money there are completely different considerations for property investors when compared to the purchase of a 1st home or 1st investment property.

When buying a home, investors do not need to consider capital gain tax, negative gain and maximum borrowing against their rental income, unlike when borrowing money for a 3rd or 4th property.

When borrowing money for a 3rd or 4th property investors need to understand the concepts of:

• property protection relating to property ownership,
• loan structure required for maximizing profits for tax and investment propose,
• cash reserve in react to special financial situation, and
• exit strategies when the property market is in decline

In some instances investors have to turn investment properties into a home or make their home an investment property.

How can investors make sure their investment strategy can still meet their needs – deliver the greatest returns - in the future when investment properties need to be sold.

With 10 years extensive experience as a specialist finance broker, Loanfor3properties focuses on providing advice to investors with multiple properties. Over the years Loanfor3properties has provided advice to hundreds and thousands of property investors and has seen just how common and how financially devastating a lack of attention to detail can be. Often mistakes can not be reversed after commencing an investment strategy, creating permanent damage to an investor’s finances.

To avoid making mistakes that will be costly in the long run property investors need to answer the following questions：

• Do you have the knowledge and skills to deal with investment financing issues relating to the purchase of more than one property?
• Is your accountant or bank’s mortgage officer able to provide you with advice for the purchase of 3 or 4 investment properties?
• Have you discovered any other company or mortgage brokers who can provide you with specialist advice relating to the procurement of 3 or 4 investment properties?

Investors unable to positively answer these questions need not look any further for the expert advice they require. Loanfor3properties are specialists in the field of multiple property investment and can share their expertise now.

Established in 1998, Loanfor3propeties has won a number of industry awards for its services to property investors. Loanfor3properties has an ongoing commitment to strengthening their expertise as a specialist property investment adviser and financial broker, and this commitment and the standard of advice, service quality and integrity Loanfor3properties offers is outlined in service guidelines that are available to prospective clients.

Loanfor3properties has excellent knowledge and skills relating to residential mortgages, but can also provide the best commercial and business financial solutions for small and medium business owners. The service has assisted and continues to assist small to medium businesses to grow their business and assets. It has also simultaneously become a major investor, gaining extensive 1st hand experiences in organizing property mortgages for both residential and commercial properties.

Property investors should contact Loanfor3properties immediately on 03 9529 8898 or email to inquiring@loanfor3properties, or hjthomeloan@bigpond.com to seek answers to their questions and understand how be
st Loanfor3properties can best meet their needs.